LoanCalc
EMI, amortisation, and the exact impact of part payments — for home loans or any loan.
Your loan details never leave your browser
Loan
Part payments (lump sums)
After a part payment
Reducing tenure almost always saves more interest — the comparison below shows exactly how much.
—Monthly EMI
—Total interest (no prepayment)
—Total paid
—Interest as % of loan
With your prepayments
—Interest saved
—Paid off earlier
—EMI after prepayments
—New payoff time
Balance projection
Year-by-year amortisation